Liability Cover
Pays for injuries and damage you cause to other people, up to the limits that you choose.
See liability limitsYour limits, deductible and add-ons are settled up front with the reasons attached. A claim becomes a quick email, not a scramble.
A policy is a stack of choices: how much liability to carry, whether collision cover still earns its keep on an older car, and where to set the deductible. I set each one out with its cost and its catch, so you decide with your own figures in front of you.
Pays for injuries and damage you cause to other people, up to the limits that you choose.
See liability limitsRepairs your own car after a crash, whichever driver was at fault, minus your deductible.
Compare deductiblesCovers theft, hail, fire, flooding and animal strikes, none of which involve another car.
What counts as coveredBuying auto cover online usually means a form, a price and nobody to ask why the price is what it is. Here, the person behind the form is me.
I go through your declarations page with you, line by line.
Every limit and deductible comes with the reason behind it.
Ask about a renewal or a claim and the reply comes from me.
It pays for injuries and property damage you cause to other people, up to the limits on your policy. It never repairs your own car, which is what collision cover is for.
Choose the largest amount you could pay tomorrow without stress. A higher deductible lowers the premium, and a lower one costs a little more each month.
Compare the yearly cost against what the car would sell for. If the premium plus the deductible comes close to the car's value, dropping it can make sense.
Uninsured motorist cover steps in for your injuries and, on many policies, for your car as well. It is one of the cheaper additions and one of the most useful.
Only if rental reimbursement is added. It pays a set daily amount for a set number of days, so check both figures before you count on it.
Yes. Tell me what to change and I adjust limits, deductibles or add-ons at any point, then work the premium out again for the rest of the term.
Send a few details about the car and how you use it. I come back with a price and a short note on what each limit is doing for you.
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